Making Sense of Money

Natural woman Finance management is something that comes naturally to most women. It has been accustomed to that while men work, the women handle the finances of the household. It comes with the patience and fortitude that most men are not gifted with. As such, the search for financial freedom hits women way before it hits men. While men think of just providing for the family, women think of how to make the budget fit. And so, financial freedom for women comes differently. Women aim for the more profound things. Their children's education, having enough to sustain their needs, and hopefully having more to fulfil their wants. They most often think of making the finances fit according to their lifestyle. Some families have financial sources from both parents, others just from the fathers. But what about those who raise their kids alone? What about those marriages that end in divorce? Women should be able to provide for their children even when the marriage ends in di

More than pennies in your retirement Most of us want certain things out life. Some of us get what we want while other keep trying but never succeed. Being financially secure during retirement is of prime importance to most of us. We want to be able to do all things we never had time for  in our youth. In order to achieve this, we have to plan long term investments so that when we are ready to retire, there is sufficient money in the kitty.

The quintessential entrepreneur It is indeed true to say that global trends are taking a complete turn around from the normal and obvious to the unpredicted and unusual. In the last century business markets and global economies have been a center stage for men to ascertain their dominance as the driving force behind economic growth, however the new century has empowered women all over the world to engage and participate actively in economic empowerment.

For most women, regardless of their culture, finance management is typically not their strongest suit. According to Long Island University - Women are less confident in their investing abilities than men. Only 55.7% of women feel confident about their investing abilities versus 64.4% of men.

Every day there is more news about what can, may, and should happen in the world of Crypto Currencies (CC's) and Blockchain. There has been significant investment, research, and lots of chatter, but the coins and the projects are still not mainstream. 

I nvesting in real estate scares some people. Understanding just what will happen when you invest, and even how to do it, can leave most people bewildered. This article's been assembled to supply you with the some easy, but effective tips on entering the exciting field of real estate investing.

It is frequently heard about the anxiety of going green and developing an alternative source of energy not only to conserve it but also to fight against Global Warming. Galloping world prices have also been responsible for increasing the attention on finding renewable sources of energy. Petrol prices have increased remarkably in the past few years and are expected to rise further and non-economical renewable resources are expected to become economical. Yet many of which are still underdeveloped due to its exorbitant prices.

pic by Philip Pilz A stock market, stock market or stock market is the aggregation of buyers and sellers (a loose network of economic transactions, not a physical facility or discrete entity) of shares (also called shares), which represent ownership claims on the companies; these may include securities listed on a public stock exchange, as well as shares traded only privately, such as shares in private companies that are sold to investors through stock crowd funding platforms. Investing in the stock market is most often done through stock brokers and electronic trading platforms. 

pic by J0ao Silas - unsplash  When you decide that you will invest in stock market, it is very necessary to know research the stock market. It's important to analysis stock market for the people both beginner and expert. Who the people are fresher in this market, stock market research could be very fruitful for them and they should take suggestion from the master participants or experts.

Photo by  Aziz Acharki  on  Unsplash That's not a bad thing. "Feel -Good" investors buy stocks because they feel good about either the stocks or the companies that have issued them. "Feel-Good" investors are motivated by emotion, not by any financial acumen. That's not a bad way to select stocks. It may not be optimal, and it may not be the most profitable, but its not a bad way.

Recently an article came across the internet which contained a list put out by Bloomberg and Wikipedia listing the ten richest people currently in the United States. The richest was Jeff Bezos of Amazon with the list saying that he has $114 billion at age 55, but other lists say he has $170 billion. The last on the list of ten was the former wife of Jeff Bezos with $36 billion which she received in a divorce settlement.

T he reality is money comes and goes; what is more important is how you handle your funds. Long time ago when I was learning how money works; the rule of 72 was an eye opener. The rule of 72 is a simple way to determine how long it takes your funds to double; it's based on an annual interest divided by 72 which will equal the number of years it would take to see some real growth overtime. As an i.e. let's say a 1K investment at an annual return of 1.0% which is more than what your bank is currently paying; it would take 72 years for your funds to double. (72/1=72 years). The money will grow to only 2K over a 72 year period.

Financial Antivirus Stimulus Packages and Gold Rosebox on unsplash The new coronavirus is unfortunately deadly not only for humans but also for the global economy. The central banks have shot their bazookas, but the monetary policy is helpless during pandemics with their supply disruptions and self-quarantine that effectively freezes the economic activity. Interestingly, even the central bankers seem to acknowledge their impotence. As Jerome Powell said during his recent press conference:

Warren Buffett provides inspiration on how to get rich by reinvesting your profits. Together with his partner at that time, the magnate bought four more pinball machines and installed them in a barbershop using money earned from the first machine they had installed as their first investment. Buffets story is not different from most other people who get rich whether in businesses or in their respective professions because they all pumped back their earnings into their 'money-maker' so as to achieve growth. What are some of the reasons why reinvesting your earnings is the simple way to get rich? Increased efficiency increases earnings One way of cutting costs in business is by increasing efficiency. Elimination of redundancies not only reduces expenditure, but it also increases output or quality depending on the strategy at hand. This can be done through the acquisition of better tools, equipment or service providers. Sustainability comes from knowledge

The volatility that we recently experienced in the market is very troubling to some investors. Unfortunately, those investors who hit the panic button and sold off are recognizing large losses in their portfolios only to turn to investments that are perceived as safer places to invest.

Join a group of insiders Do you suddenly find yourself with a bit of money and want to know about some smart ways to invest? How can you best put that money to good use? The most important thing to do - if you haven't already done so - is to pay off your debts. Get that out of the way. 

Buffet: Remember your roots (Photo by  Pradeep Ghildiyal  on  Unsplash )

The volatility that we recently experienced in the market is very troubling to some investors. Unfortunately, those investors who hit the panic button and sold off are recognizing large losses in their portfolios only to turn to investments that are perceived as safer places to invest.

The  asset management industry is  anticipated  to face numerous t ransitions in the upcoming year .  Right from operating landscape to competitive edge, 2020 will be  a  year of significant changes for asset managers.   Some of the key changes envisioned by thought leaders for the asset management industry from  investment research   are  highlighted below:   Alternative s  will grow to be more passive   The dissolution between alpha and beta will extend beta market exposure and accelerate investment allocation to passive products.  By 2020, 35% of industry assets will comprise of alternatives and passive products.   Upsurge in assets and transition in investor base    Currently ,  the  volume of investable assets is  $64 trillion today, which is predicted to in crease to $102 trillion by 2020. The three factors that’ll govern growth in assets will be  the government- incentivized  shift to individual retirement plans; the increase of high-net-worth-individuals (HNWIs) fr

There is little doubt that if you want to go out of your way to get better at trading there are a lot of things that you can learn, and if you do not already know a lot about trading then it can be difficult at first to make up your mind. Well, one thing you should know is that it is unlikely that you will be very good at trading without good knowledge as well as experience, so the first step is to get out there and start trading.  In the beginning you will probably want to try and keep things small, so that there will be a lower risk of loss in trading, and loss is something that will happen even to the very best traders in the world. Another thing you can do is go online and start doing some research on the topic of trading in general, to help get a better understanding of the way it works. You really want to know as much about the trading and investing world as possible, so that you will be an expert soon in the future. The reality is that you can make a lot of very profitab